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Common Cents Lending

Translating & De-Mystifying the Confusing World Of Mortgage

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Step-By-Step Guidance

We will walk you through the entire loan process with clear instructions and consistent communication. No guesswork!

Trusted Advice

No confusing jargon, no pushy sales tactic. Just real information, and tailored advice that fits your unique financial situation.

Unparalleled Transparency

We choose to educate and empower our clients with knowledge, resources, and side by side comparisons. We want you to make the best financial decision for your family or your business, even if that’s not us!

Mortgage Simplified

We provide knowledge, education and transparency that no one else in the mortgage industry is offering.

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Trusted Reputation

We have an A+ rating with the Better Business Bureau, and a 100% satisfaction rating with all of our valued clients. Allow yourself to experience the Common Cents Lending difference. Mortgage doesn’t have to be stressful!

Professional Guidance

Does it feel like mortgage lenders are speaking a foreign language, that you aren’t fluent in? Let us be your expert translator! Common Cents Lending will teach you how to navigate your new mortgage with confidence.

What We Offer

Whether you are purchasing a new home for your family, purchasing an investment property for your portfolio, or attempting to build your dream home with a construction loan, we can help! Common Cents Lending has access to over 200 different loan programs. If we don’t have the perfect loan program for you, we are happy to refer you to one of our many lending partners within our lending network. We have solutions for nearly every financing need.

In Depth Consultations

Our in-depth consultation process is designed to hone in on your specific needs as a borrower, and educate you on all the loan options available to you, including their financial implications. This allows you to choose the best solution for your unique situation.

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Traditional Home Loans

  • VA Loans
  • FHA Loans
  • USDA Loans
  • Conventional Loans
  • HELOC or HELOAN
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Non-Traditional Home Loans

Unique loan programs tailored to self-employed individuals, new and seasoned property investors, and borrowers with unique financial situations that don’t fit “inside the box”.

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Commercial Loans

Business funding and capital, commercial property acquisitions, ground-up construction, and much more.

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What Our Clients Are Saying

Real experiences from clients we’ve helped navigate the mortgage process with clarity, confidence, and the right loan solutions.

  • Jamee M

“The entire process felt easy for once.”

I can’t say enough positive things about my experience with Rhea. She has helped me with 4 loans at this point and she has made the entire process an absolute breeze. She has gone above and beyond to make sure that I was always informed of the processes and always spoke to me in a way that I could understand. She was also consistently quick to respond to my questions. I highly recommend Rhea for all of your mortgage and loan needs!

  • Verified
  • Megan O

“Honest advice that actually helped me decide.

I cannot say enough good things about Rhea, she was with me every step of the way. I never felt alone or like my goal wouldn’t be accomplished. She is so smart and knowledgeable! I will recommend her to anyone who needs help in this area.

  • Verified
  • Tiffany H

“Honest advice that actually helped me decide.

There are not enough stars give Rhea! She is knowledgeable, fast, and provides excellent customer service. This was the easiest home purchase bar none. I HIGHLY recommend her.

  • Verified
  • Aretha B

“The entire process felt easy for once.”

Rhea was very personable and made us feel like we were her only clients. She did not disappoint and worked through every challenge with the composer and grace you would hope to see from a seasoned broker. This was an amazing experience for us. We highly recommend Rhea.

  • Verified
  • Connor L

“The entire process felt easy for once.”

Rhea was an incredible asset throughout our home-buying journey. From day one, she made the process easy to understand and guided us every step of the way. She was always available, responsive, and genuinely dedicated to helping us find our new home. My wife and I are extremely grateful for Rhea and her team’s support, and we highly recommend her to anyone looking to buy a home. Thank you, Rhea!

  • Verified
  • Francisco B

“The entire process felt easy for once.”

Attention to detail, attitude, professionalism, passion, can’t say enough about how AMAZING Rhea is.

  • Verified
  • Collin B

“The entire process felt easy for once.”

What made this experience so great was how transparent and open Rhea was throughout the process. It was easy to ask questions and to have a personal connection with you! Thank you

  • Verified
  • Janet H

“The entire process felt easy for once.”

Rhea is very professional and amazing at her job! She found a way to make an impossible situation doable! Constant communication and was with me to keep me sane every step of the way! She is a go getter and a great person

  • Verified
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Request a Free, No-Obligation Consultation

Our team will reach out to schedule your 30-minute phone consultation — no pressure, no commitment required.

Finally….A Professional Mortgage Consultation

No cost and no obligation
We NEVER sell your personal information
Real, transparent answers to your questions

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Ready to get started? Click below to start your secure loan application.

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